Australian Unity Couples Overseas Visitor Health Cover

If you are looking to get couples overseas visitor health cover, then you will be going through the hassle of trying to get a visa. This can be a difficult process, and for those that haven’t need health insurance before, it can seem a foreign concept. However, health insurance is about more than just visas, so it is worth making the right decision now.

457 visa work requirements

However, though your couples overseas visitor health cover is about more than visas, it is important first to make sure that your insurance does meet the 457 visa work requirements. After all, this will make the difference between your ability to enter Australia or not.

We are happy to say that Australian Unity’s couples overseas visitor health cover does meet the 457 visa work requirements. In fact this policy is specially designed to guarantee the minimum standards. Plus they will express your letter of compliance out to your to aid your visa application. For more information on 457 visa work requirements, you can visit Australian Immigration’s page here.

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Value comparison

Of course, as with any product, the next step is value. However, this is more difficult with couples overseas visitor health cover, as companies offer different levels of cover at different rates. This means that Australian Unity is both one of the best value providers and not at the same time.

As we see in the chart below, if you want to have top level cover Australian Unity could well be for you.

Australian Unity couples overseas visitor health cover compared

This is not necessarily the case though if you are only looking for the basic amount of cover, so it really does depend on what you need. However, as stated, couples overseas visitor health cover is about more than just visas, and we do recommend getting the best cover possible.

Mix and match extras

A big plus with Australian Unity couples overseas visitor health cover is that you can mix and match with the extras. Extras include important things like dental, so the ability to add these to your hospital cover is important. It is also the downside to some other insurance providers that they do not allow this.

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Excess

It is always important to also look at the excess on a policy. This can greatly change the value of a policy, as if you have to pay out a lot of money to actually use your insurance, it suddenly becomes a lot more expensive.

The good news is that Australian Unity couples oversea visitor health cover, does not have any excess attached to it. This adds a great deal of value and peace of mind.

Downsides

On the downside to these policies, Australian Unity couples overseas visitor health cover does limited repatriation on its policies. This means that if you should need to go back to your home country for medical reasons, then there are limits to the amount of funds that will be released for this. Though this is an area that many people do not see as a priority on their insurance, it is a cause for concern.

Medicare surcharge

As noted above, Australian Unity has an excellent value rated on their couples overseas visitor health cover, if you take on the highest level of cover. However, as some people may be thinking of getting rid of their policy when they enter Australia and rely on Medicare, they may think it is better to get the cheapest option. This is because they come from a country that has a reciprocal healthcare agreement.

However, due to the Medicare surcharge (an added tax for people who do not have a certain level of private health insurance), this is not always the cheapest option, and simply leaves you with less cover.

Is Australian Unity couples overseas visitor health cover for you?

If you are looking for plenty of cover, then you get great value with Australian Unity couples overseas visitor health cover. You can mix and match extras, it meets the 457 visa work requirements, and generally offers some good value cover. However, if you are looking for basic cover there are better companies for you. Though, we would recommend considering getting the most cover you can – as it is there for a reason after all.

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